Getting life insurance is a good idea, especially if you have a spouse or kids. But choosing the right life insurance policy for your family can be confusing, especially with dozens of types of ...

Zack Sigel is a writer and editor based in New York City. He has been managing editor at Policygenius and M1 Finance, where he led teams specialized in writing about business and finance, and he has ...

Term life insurance Term life is popular because it's the most straightforward and affordable option. It's useful if you need coverage only for a set number of years, such as while you’re raising kids ...

Our top picks include State Farm, Ethos and Lantern.

Guardian is a good option if you’re looking at universal life insurance. It sells term, whole and universal policies, and its cash value plans (especially universal life) are often competitively ...

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