Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

What Is No-Exam Life Insurance? No-exam life insurance is exactly what it sounds like: Life insurance that does not require a ...

Life insurance helps you provide for loved ones after your death. With life insurance policies, your beneficiaries get a cash payment when you're gone, one they can then use toward funeral expenses, ...

Most life insurance policies require you to get checked out by a medical professional so your provider can determine what sort of risk you post. But if you have a preexisting medical condition you're ...

Many traditional life insurance policies require a medical exam. This process allows the insurer to gather an applicant’s health data to calculate premiums. However, medical exams can be inconvenient ...

Many life insurance policies require a medical exam, but no-medical-exam life insurance is becoming easier to find. Simplified issue, guaranteed acceptance and group life insurance policies typically ...

What Is Term Life Insurance? Term life insurance is a policy where you choose the length of the level term period, usually ...

This can be a great option if you’re worried about a medical exam—or just don’t want to take one Written By Written by Contributor, Buy Side Choncé Maddox is a contributor to Buy Side and an expert on ...