When purchasing an insurance policy, the timing surrounding an application is critical to get right. If you apply too late, you may get stuck paying a higher premium for limited coverage. But if you ...

Despite the existence of parity 1 laws mandating health plans to cover mental ailments comparably to physical ailments, denials and burdensome reviews interfere with treatment. As a practicing ...

Life insurance is a crucial aspect of financial planning that is often overlooked or postponed. Understanding its significance can make a profound difference in the financial stability and security of ...

Business insurance is an important risk management tool for entrepreneurs, but many small business owners don’t know what types of coverage they need. Ziad Najjar, an insurance agent with Najjar ...

I’ve found over my career that many financial advisors are uncomfortable talking about life insurance. In some cases, they have an irrational fear of the product. In fact, a Saybrus Partners study ...

Across America and here in Illinois, homes and cars are among the most expensive things people buy. But payments on these pricey purchases don’t end with mortgage or car loan installments. Insurance ...