(CNN) — Having financial flexibility in retirement — especially in being able to maximize your spending while minimizing your taxes — is an optimal situation. And it’s one you can arrange by keeping ...

As people who work for a living, we’ve all been told about the virtues of tax-deferred retirement plans -- those 401(k)s, 403(b)s and IRAs, Roth and regular. I apologize for asking such a rude ...

This article discusses what your RMDs might be if you have $500,000 tucked away in your retirement accounts. I'll also ...

Required minimum distribution amounts are calculated by dividing a life expectancy factor into the relevant account balance ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. Planning for retirement is something everyone, regardless ...

You can take withdrawals from your 401(k) before you retire but in most cases you will pay a penalty in addition to income ...

Many of you may be mulling whether or not to leave federal employment under the Jan. 28 “Fork in the Road” offer from the Office of Personnel Management. If you are eligible for retirement, you may ...