Middle class workers in their 50s have a median of $112,000 saved for retirement—and nearly half expect to work past 65 or never fully retire. Many savers didn't start out with a lot—they began saving ...

Gina Young is an accomplished finance writer who has written for publications including SuperMoney, Examiner, Lexington Law, Talk Markets, and CreditRepair.com. Throughout her career in finance, Gina ...